Business Solutions

Connect & Pay allows clients to accelerate and automate the reconciliation and payment processes, to optimize their working capital, to eliminate human errors and to mitigate the risk of internal payment fraud.

Joyn combines a digital loyalty card and a valuable marketing platform into one convenient solution. For customers, Joyn is an easy way to save and redeem loyalty points, both online and in-store. For merchants, Joyn is a strong, user-friendly loyalty platform that can turn every customer into a regular.

Business service providers can offer business accounts at KBC online to new and existing companies in order to make their customer journey more efficient. 

Online webstores can use the KBC Payment Button in order to offer their online customers easy and flexible instant payments.

Payconiq In-Store makes it easy for merchants to offer customers mobile payments at physical stores. Merchants can choose from a wide range of options.

Payconiq Online makes it easy for merchants to integrate popular Payconiq mobile payments into their webstores and apps.

Account Information Services (AIS) allow banks to share account information under the PSD2 rules via regulated Account Information Service Providers (AISPs) at the specific request of the account holder.

Third-party providers can use Confirmation of Funds to check the balance of a certain KBC account under the PSD2 rules, provided that the account holder has given his or her specific consent. This happens mostly before initiating a payment.

Payment Initiation Service Providers (PISPs) can use Payment Initiation Services to transfer funds from a customer account to a third party online under the PSD2 rules, provided that the account holder has given his or her specific consent and confirmation.