The Payconiq by Bancontact app is widely used for omnichannel mobile payments. Significantly, users make those payments in-store, online and between friends. Payconiq is therefore very popular throughout the Benelux.
Undoubtedly, the Payconiq In-Store API allows merchants to receive quick and secure digital payments at a very low cost.
In fact, Payconiq can be included into the in-store customer flow in 4 ways:
1. Terminal and display
Firstly, the cash register display can show the customer a unique Payconiq QR code. The customer can then scan the code with the KBC Mobile app or the Payconiq by Bancontact app. The app will show all payment details, so the customer can review and confirm. After that, the cash register display will show the payment status.
The Payconiq Merchant API Guide has further technical details on terminal and display.
2. Receipt-based payment
A unique Payconiq QR code can also be printed on the customer receipt. Similarly, the customer can then scan the code with the app in order to pay.
The Payconiq Merchant API Guide has further technical details on receipt-based payment.
3. QR sticker
The merchant can also put a sticker with a QR code by the cash register. The customer can then scan the QR code to pay with the app.
The Payconiq Merchant API Guide has further technical details on the QR sticker.
4. Invoice-based payment
In addition, the merchant can add a unique QR code to the sales invoice. The customer can then scan the QR code to pay the invoice.
The Payconiq Merchant API Guide has further technical details on invoice-based payment.
The KBC website has further details on receiving mobile payments with Payconiq.
The Payconiq Merchant API Guide has further technical information.
It is now very easy for merchants to include Payconiq mobile payments into their current in-store systems.
The Payconiq In-Store API is integrated into the merchant’s system. The Payconiq Merchant API Guide has further details on the setup of the API.
Firstly, the user opens the KBC Mobile app or the Payconiq by Bancontact app.
Then, the user scans the QR code.
After that, the user (enters and) checks the amount. He or she can also check the merchant name.
Finally, the user confirms the transaction. He or she does this with a mobile signature based on a code, FaceID or TouchID.
Payconiq is free to all customers. The merchant only pays a small charge for each transaction. In other words, there are no monthly fees. Likewise, there are no investment costs. The transactions are billed monthly.
Get in touch for further information and rates.
Merchants sign a merchant contract with Payconiq in order to offer Payconiq In-Store.