Third-party providers can use Confirmation of Funds to check the balance of a certain KBC account under the PSD2 rules, provided that the account holder has given his or her specific consent. This happens mostly before initiating a payment.
Payment Initiation Service Providers (PISPs) can use Payment Initiation Services to transfer funds from a customer account to a third party online under the PSD2 rules, provided that the account holder has given his or her specific consent and confirmation.
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