KBC/CBC/KBC Brussels PSD2 API Account Information Services
PSD2 has opened the door to Account Information Services (AIS), which allow account information to be sharedvia regulated account information service providers (AISPs) at the specific request of the account holders.
Account data sharing for a better customer experience
Account Information Service APIs are used by developersof regulated, licensed third-party providers, account information service providers and financial institutions. They allow account information service providers to build their own services or products based on the data the customer has shared with them.
Account Information Services use APIs of the account holding bank to share account information with account information service providers. The account information service provider first presents a consent flowto the account holder in the KBC environment to get his or her permission to use the Account Information Services. They can then use the Account Information Service APIs to plug the customer’s account information into the third-party provider’s applications to offer a better customer experience.