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A custom KBC Home Loan Simulation
Housing Loans

KBC Home Loan Simulation

Quickly calculate a KBC Home Loan

Make things even easier for your customers by working out whether they can afford their dream home. That’s a win-win situation for all. 

  • Ability to give your customers a quick estimate of what is financially feasible 
  • Free digital solutions to improve the quality of your service 
  • Available to both KBC and non-KBC customers 

 

View the possible integrations here

 

 

Why choose to work with KBC?

Making buyers aware of their budget saves time. They receive customised information on the feasibility of the home loan, as well as the related charges and associated admin. This enables them to focus their search on suitable properties and speeds up the decision-making process. 

You also get to use free, award-winning digital products and services that come from a strong, reliable brand with a solid reputation for innovation. 

If required, customers also get extensive support from KBC Live from 8 a.m. to 10 p.m. Monday to Friday and from 9 a.m. to 5 p.m. on Saturdays. 

 

What does our partnership entail? 

As a merchant, you get a dedicated account manager who monitors the partnership with you and keeps optimising the operations. 

As a partner, you can choose from two types of contract with KBC:  

  • You can act as a referrer, meaning that you simply refer customers to KBC for a home loan using a simulation.  
  • You can act as a credit intermediary. Credit intermediaries have more commercial opportunities than referrers, because they can provide advice, advertise proactively and use all the integration options (simulator and API integration). 

KBC provides efficient digital products and services and a user-friendly dashboard, which you – as a partner – can use to monitor statuses, thus ensuring you have a transparent and up-to-date overview at all times. 

 

What are the solutions? 

As a partner, you can choose from three solutions: 

widget

Integrating a simulator into your website (referrers or credit intermediaries)
More details
Less details

KBC provides a ready-made simulation widget that you can integrate into your website with only a limited amount of IT work. This gives your customers an immediate idea of how much a loan will cost them each month. The solution enables them to vary the amount being borrowed and the term. 

  1. The customer uses the simulation widget on your website. 
  2. The customer clicks the button in the simulation widget and is redirected to KBC. 
  3. The customer simulates the loan's monthly instalments online. 
  4. The customer can then apply for the loan and sign for it digitally.  

Details of the integration

    Register now

    partner hub

    Using the KBC Partner Hub (credit intermediary) 
    More details
    Less details

    You can use this tool to simulate a loan for your customers before letting them submit their application.

    1. KBC gives you access to the KBC Partner Hub by providing you with a personal username and password. 
    2. You run a loan simulation together with your customer. 
    3. The customer receives an e-mail containing a link to their as yet unfinished simulation. 
    4. The customer completes the digital simulation. 
    5. The customer can then apply for the loan and sign for it digitally. 

    Details of the integration

      Register now

      api

      Integrating an API into your CRM tool or customer zone (credit intermediary)
      More details
      Less details

      While the simulation widget has rather limited functionality, the API allows you to integrate the entire simulation into your own environment (from CRM tool to customer zone) fully in line with your own look and feel. However, the IT work required to achieve this is much greater than with the previous options.

      1. You either run a loan simulation together with your customer, or they run their own loan simulation in your customer zone. 
      2. The customer receives an e-mail containing a link to their as yet unfinished simulation. 
      3. The customer completes the digital simulation. 
      4. The customer can then apply for the loan and sign for it digitally. 

      Details of the integration

        Register now

        KBC partnership requirements 

        The selected partner signs a Partnership Agreement. This agreement describes the partnership's scope and operating model. 

        If you act as a referrer, the only thing you need to do before getting started is sign a partnership agreement with KBC.  

        If you want to act as a credit intermediary, you need to register online with the Belgian Financial Services and Markets Authority (FSMA).

        KBC partners already using our solutions

        Follow these easy steps to get this integrated

        Activate your account

        You can now see the costs and benefits of all our APIs and use the sandbox of our public APIs.
        More info about the Sandbox
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        Register your company

        Give us your company details and we will help you to implement your integration.

        Activate your integration(s) and go-live

        You can activate your partner's integration(s) as soon as the partnership has been approved.

        About us

        KBC Open Banking & Insurance fosters innovation
        to take your business to the next level.

        Contact us

        Solution based questions / Technical based questions : Contact