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Quick and easy financing for business clients

KBC offers merchants the opportunity to make a personal financing proposal to their business clients (B2B) by way of a simulation tool. Depending on what is being offered, the proposal can take the form of leasing, renting or investment credit

Merchants use the simulation tool to send a digital proposal to their business clients, who can then modify the simulation themselves and apply directly to KBC for the type of financing they require without having to involve the merchant again.

KBC aims to arrive at a credit decision within 24 hours and takes care of all the paperwork and assumes the credit risk.

KBC is a strong, reliable brand with an excellent reputation. It has received a string of awards for its products and services. Merchant partners get a dedicated account manager to keep optimising the partnership and service provided. Clients of partners can count on receiving extensive support from KBC Live from 8 a.m. to 10 p.m. Monday to Friday and from 9 a.m. to 5 p.m. on Saturdays.

Who can offer KBC B2B Asset Financing?

KBC caters for merchants that sell goods to companies and the self-employed with a Belgian company number.

If you want to use the simulation tool, KBC will first check to see whether you are eligible to do so.

After signing the partnership agreement, you will get access to the simulation tool and be able to start running simulations.

More information on the Partnership Agreement is provided in the FAQ section.

How does this solution work?

The API solution for B2B asset financing is a KBC-branded interface. There are two ways to use it:

 

 Bus Sol_Partner Hub

Through the KBC Partner Hub – online simulation tool 

Merchants can use the KBC Partner Hub to create online simulations for their business clients. The KBC Partner Hub is a standalone online app that does not involve any additional costs or require IT integration.

If you opt for the Partner Hub solution and sign the partnership agreement, you will receive a unique username and password to log in to the personalised simulation tool.

  1. After logging in to the KBC Partner Hub, you can enter the data required for running the simulation. Enter the company number first and the sector in which the end client is active, then indicate the type of goods involved, the amount and term.
  2. The KBC Partner Hub instantly generates a personalised financing quote for the end client.
  3. If the end client is interested in the proposal, fill in their contact details and send them to KBC..
  4. KBC then sends the client an e-mail with a reference to the simulation you ran for them. The e-mail contains an encrypted link to the financing proposal.is.
  5. By following the link, the client can apply for the desired financing online at KBC Bank, regardless of whether they’re an existing KBC customer or not.
  6. KBC processes the application and contacts the client if necessary. We aim to arrive at a credit decision within 24 hours, provided everything is available to make a decision. The funds will be made available after the financing contract has been signed. 

    Register now

     Bus Sol_API integration

    By integrating the simulation tool into an existing sales platform

     

    1. You can use your own sales or CRM system (e.g., website) to enter the required details, such as the client’s company number and type of activity, as well as certain details on the product sold.
    2. KBC then generates a personalised financing offer based on the customer data and the type of product.
    3. You then send the contact details of the interested client to KBC using the API interface in your own sales or CRM system.
    4. KBC sends the client an e-mail with a reference to the simulation you ran for them. The e-mail contains an encrypted link to the financing proposal.
    5. By following the link, the client can apply for the desired financing online at KBC Bank, regardless of whether they’re an existing KBC customer or not.
    6. KBC processes the application and contacts the client if necessary. We aim to arrive at a credit decision within 24 hours, provided everything is available to make a decision. The funds will be made available after the financing contract has been signed.

      Register now

       

      Free of charge

      The KBC B2B Asset Financing API can be used for free. Get in touch for further information. 

      Contact us

      Follow these easy steps to get this integrated

      Activate your account

      You can now see the costs and benefits of all our APIs and use the sandbox of our public APIs.
      More info about the Sandbox
      Start using the Sandbox

      Register your company

      Give us your company details and we will help you to implement your integration.

      Activate your integration(s) and go-live

      You can activate your partner's integration(s) as soon as the partnership has been approved.

      About us

      KBC Open Banking & Insurance fosters innovation
      to take your business to the next level.

      Contact us

      Solution based questions : +32 2 4480 187 (on working days from 8 a.m. to 6 p.m.)

      Technical based questions : Contact